Our team firmly believes success starts with how we engage & communicate with each & every one of our valued clients. All phases rely upon a complete buy-in of our philosophy, a clear understanding of our process & our 100% commitment to bring every client exceptional value throughout the entire transaction.

Because many of our clients likely qualify for home loans & mortgage financing differently it’s imperative that our team presents viable finance options that specifically align with a client’s credit profile, specific finance needs & market volatility.


I was born in Columbus Ohio way back in 1974 “GO BUCKS” ! As a young boy I spent most of my time with my grandfather tending to his lush garden & running from his seven feisty chihuahuas. I always loved spending time with him playing baseball & building castles with all the soda & beer cans he collected, but I especially enjoyed the time he spent teaching me about life. He knew there was great value in passing on his knowledge & experience, his love & understanding & also his discipline & work ethic. I eagerly looked forward to each & every day I was able to be with him.

Unfortunately those days came to an abrupt end when my parents & I moved to Phoenix, AZ in 1982. The move was tough on us all & changed our family forever, as I only saw my Grandfather two more times after the move & before he passed. Coming to Arizona was a big change that came with a ton of emotions that were both difficult to understand & to accept. But, once I settled in I loved everything about Arizona, the beautiful landscape, the wildlife, the weather & most of all the amazing people. Arizona has so many transplants from all over the world which creates immense diversity in our local culture. I truly consider myself lucky to call Arizona home & I have come to know so many others that feel exactly as I do.

My values started with my grandfather & they have been reinforced over my time growing up in the great state of Arizona. I know I am who I am today because of all the amazing people that took the time to get to know me and care about me, all the incredible human beings that have dramatically influenced the person I am today, “thank you”. This is why I feel it’s my responsibility to be a positive influence & bring value to each & every relationship I’m in. It starts with my faith, family & friends but doesn’t stop there, I strongly believe in supporting the community on a personal level & to make a difference. This is why my team & I will always prioritize being a leader & a positive resource for our communities development & growth. I am a mentor in my profession to all the people that I serve & also to the people that I serve with, day in & day out…a true mortgage professional.


Danielle O’Neill – Loan Officer

Who is Danielle O’Neill?

I have a lot of experience to offer, I have an amazing underwriting and operations team, very fast turn times, awesome rates, and programs to match. I was a loan processor for 15 years, so I know what to look for and how to package a loan for the underwriters. I take my time so I can accurately review applications, to ensure my clients are not looking for a home that they do not qualify for or being placed into a loan product that doesn’t best suit them. Communication is key, so I keep all parties in the loop of the transaction every step of the way, so you never have to reach out to me wondering the status. I take pride in what I do, and I absolutely love helping people!

I was born and raised in Minneapolis, Minnesota. I moved to Chandler, Arizona in 2003 and have been here ever since (not missing the cold and snow one bit). My husband and I have 2 boys & 2 girls. Our boys are away at college furthering their education and playing ball. Our 2 daughters are both your typical teenage girl and keep us very busy as well. Being that the boys are away, we try to travel to see them as often as we can. With having such a large family, there really isn’t ever a dull moment or much “down time”. When I do have “me time” I like to be outdoors, on the lake, running, or anything that doesn’t involve a T.V.

I am excited to serve you as your loan officer, and my goal is to be your mortgage gal for life. I promise to not let you down!

Melissa Gutierrez – Loan Officer

I have worked with many of homeowners, many of whom are repeat customers. I believe that my clients appreciate my ability to close on their deals and help make their dreams a reality.

My experience paired with my exceptional processing team gives customers a smooth transaction. They trust that our team is looking out for their best interest. If you are interested in purchasing or building a new home or refinancing your existing one, please feel free to contact me and experience firsthand the service that keeps our customers coming back!

I am licensed in the following states: AZ, CA, CO, GA, NM, NV, PA, TX, WI, VA, WA

James Sheffield Brisbin – Loan Officer

My Name is Sheff Brisbin, I am a proud father, husband and family man – as a Residential Mortgage Loan Originator I specialize in assisting my clients with every aspects of their residential mortgage needs.

My focus is customer service – providing you a personalized touch as well as detailed data, analysis and various options to better assist you in determining the best fit to suit your particular needs.

I strive to build lifelong relationships with my clients and earn your business and the business of your friends, family members and colleagues by providing unparalleled service, attention to detail and by working with you through every step of your process.

It can be very difficult to navigate a home purchase or refinance on a home in today’s mortgage landscape – I hope to be the bridge between you and your goal. I invite you to fall back on my many years of experience & expertise and allow yourself to make this journey much easier than you thought possible. My team and I are waiting to hear from you.


3155 South Price Road
Chandler, AZ85248

Phone: (888) 425-9451

Office Hours:
Monday – Friday, 9am – 6pm
Saturday & Sunday – By Appointment